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Holy Crap

Well, the loan people called today: they've approved our mortgage. They may require more paperwork -- if you've never bought a house before, the amount of paper they want on you is astonishing -- and they'll check our credit again in a month to make sure nothing's happened (for example, if we suddenly owe an extra $75,000 that they hadn't noticed before), but otherwise, that's it. We're approved.

I say again: holy crap.